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Click on the links below to learn more about the specific loan of interest. Each loan type varies in complexity and the loan schedules may vary from on demand (a demand loan) to equal monthly installments (an installment loan) to a notice due at majority (a time loan).
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- Secured Loans
Secured loans are loans in which assets of the borrower are held as collateral for the loan note and become the possessions of the lender if the loan is defaulted.
- Unsecured Loans
Unsecured loans, also known as good faith loans or character loans, are loans that are granted to borrower's who have a substantially high credit rating, strong community reputation, and high earnings potential.
- Secured Personal Loans
Need a loan for home improvement? Want to take that dream vacation you always dreamed of but don't have the assets just yet? A secured personal loan may be just what you need! Just be sure you understand the potential pitfalls and dangers before you run to your local bank.
- Perkins Loans
Perkins loans are federally backed loans available to citizens of the United States.
- Stafford Loans
Stafford loans, much like Perkins loans, are federally backed secured loans available to US citizens.
- Term Loans
Term loans are the most common form of financing arranged by commercial banks and are usually loans in which the loan amount matures after one or more years
- Demand Loans
Demand loans incur no specific maturity date and the loan can payable at any time.
- Time Loans
Time loans are business loans that are payable at the date in which the loan matures, such as after 120 days from the loan agreement date.
- Working Capital Loans
Working capital loans are short-terms loans granted to businesses for the purchase of income-generating assets.
- Commercial And Industrial Loans
Commercial and industrial loans, also known as C&I loans, are loans that are extended to commercial enterprises for use as working capital or for financing purchases of manufacturing equipment.
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Need to consolidate your student loans?
Finding the best student loan consolidation program and lender can be a challenge. There are a plethora of lending agencies all competing for your business. You can use this to your advantage to secure low interest-rate loans with favorable terms.
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